I am a very analytical person and start with the end in mind.  In order to begin our working relationship, we need to know where we are headed and then work backward from there.  I spend the time on the front end to get to know who you are so I can better anticipate how you may react to different situations.

I take a holistic approach and look at tax planning, insurance, estate planning issues, and of course, your investments.  All of these things play a major role in our clients’ success.  Not having the right risk-mitigation strategy in place can also lead to disaster.  I believe in having plenty of reserves in cash; this is a non-negotiable.  We need to start with the foundation and seek to build up from there.  Each client is unique and needs to be treated and guided specific to their needs and goals.  I focus on education and try to keep things as simple as possible.