Legacy Planning and Insurance
Legacy Planning
Estate and legacy planning is much more than a few forms you fill out at the attorney’s office. So many items need to be discussed. I will go over tools to help you understand what you want to accomplish. Have you ever thought about these topics?
- Do I want to treat all of my children the same? Should I consider different strategies for each of my children?
- What if I pass away and my spouse remarries? How can I assure that my children won’t be disinherited?
- How can I make sure my assets go to who I want them to go to?
- Are there tax-advantaged methods to leaving my assets to my heirs?
Insurance and Risk Management Strategies
What good is it to sacrifice and to save and invest to build a portfolio if your insurance and risk management strategies are not established? When your life and circumstances can change in the blink of an eye, it is so important that we address certain areas, such as:
- Life insurance to ensure it is right sized for you currently and in the future
- Buy/sell agreements to ensure they are properly funded
- Disability insurance to ensure you will still have the income you need if an accident should occur